Mortgage Calculating Tools at Bottom of Page

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Rates as of 12-May-2008
Term Bank Posted Rates Our Best Rates*
6mth 6.40% 5.79%
1 yr 6.95% 4.90%
2 yr 7.00% 5.14%
3 yr 7.00% 5.24%
4 yr 6.85% 5.44%
5 yr 6.99% 5.35%
7 yr 7.40% 5.95%
10 yr 7.75% 6.15%

variable rates-ask for details

With access to over 50 lenders in Canada we are sure to find the best possible product for you.*

As consultants for Mortgage Intelligence, our job is to shop the mortgage market for you, alleviating the time consuming process and frustration associated with finding that mortgage. Since we are not affiliated with any one lender, we can be completely unbiased in recommending mortgages from a variety of different sources. We shop every available lender to make sure you get the most attractive rate and features. And best of all, our professional advice and assistance is free!*  Whether you are thinking of a residence, a vacation home or investment property, or using your mortgage to consolidate your debt or finance your home renovation, we have a collection of intelligent mortgage options that can meet your specific needs.  With access to over 50 lenders in Canada we are sure to find the best possible product for you.*

 

What we do as a mortgage broker?

  • First time home buyers

  • First and second mortgages 

  • Refinancing 

  • Renewals and switches

  • Debt consolidation

  • Equity take out

  • Provide you with the appropriate knowledge and professional guidance

  • Negotiating with many lenders on your behalf, we will find a mortgage that has been tailored to fit your exact needs

  • commercial

What is the benefit to you?

  • Save money on your mortgage, with extremely low interest rates

  • Our service is free to you, as a qualified borrower

  • We have access to over 50 competing lenders

  • It all comes down to you and your satisfaction

  • We work for you!

Why should you use a mortgage broker?

 

The Consultant's Role

Working with you, we will take the time to understand your mortgage needs and help you make better mortgage decisions for you home, revenue or vacation property or specialized mortgage requirements. Our advice initially and on an ongoing basis can have a huge financial impact over the long term

 

Negotiating strength with over 50 lenders

With access to over 50 bank, trust, life insurance companies and other lenders, not to mention our exclusive imortgages™, you'll benefit from significant choice plus our proven ability to effectively negotiate

 

Trust and Security

Your mortgage, in most cases will come from a brand-name bank, trust or insurance company and, with Mortgage Intelligence as the largest mortgage brokerage firm in Canada, and a GMAC Company, therein lies even more security. You can rest assured that your interest are protected

 

Independence and Objectivity

We work are as an independent, accredited professional through Mortgage Intelligence. We will objectively negotiate on your behalf

 

Experience and Credentials

With experience and an in-depth knowledge of a myriad of lending institutions and their products, we guarantee you the highest standards and level of professionalism as approved by the Canadian Association of Accredited Mortgage Professionals (CAAMP)

 

A Focused Specialist

We are responsible for arranging mortgage - and nothing else. You can trust us with every aspect of your mortgage financing needs

 

Accountability

As an independent broker, we are accountable only to you. If you choose not to accept the recommendations or the products discussed, you are under no obligation to place your mortgage through us. Now you can't get more accountable than that!

 

Great Rates...and More

We all know you want the best rate. Of course, there is much more to great mortgage value, like terms, conditions, and annual principal pay downs for example - and we will certainly pay attention to all those equally important details for you when negotiating a mortgage on your behalf. Essentially, we will bring you a top-notch network of lenders and products, so you get the best rate and product for your unique situation.

 

No Cost to you

This has often been and area of confusion for first-time homebuyers/clients. Our services really do come at no cost to you!* Paid entirely by the lending institution that your mortgage is secured with, we receive a fee from the lender

 

Personal Service

In most cases, our business has been built on referrals by satisfied clients. After all, every good business grows from exceptional, and sincere, customer service.

 

You First Choice, not the last choice

Everyone seeking a mortgage can benefit from the better mortgage decisions that come with the experience, objectivity, convenience and service that we can deliver.

Top

To maximize the benefits to you, you may want to consider enlisting the services of a  Mortgage Intelligence consultant.  We negotiate with major financial institutions, chartered banks, trust and insurance companies, Canada Mortgage and Housing Corporation, Genworth and others to bring our clients the most competitive mortgage rates and terms.  Mortgage Intelligence will usually earn a commission or fee from the lender* for all the work, advertising and promotion done on their behalf.  Our professional services are provided, in most cases, at no cost to you.  We are constantly updated on rate changes and new products being introduced in the market.  As our client, you can choose from the widest range of options, obtain the most competitive rate and best product suited to your specific needs.  An extensive network of financial institutions has enabled many of our clients to obtain savings of up to 1.40% below posted lender rates.

 HERE ARE SOME OF THER LENDERS WE DEAL WITH..............

Accredited Home Lenders AGF Trust Bridgewater Bank Concentra Financial Desjardins Credit Union Equitable Trust Company FirstLine Mortgages

First National Financial Gibraltar Mortgage Ltd. GMAC RFC Home Trust Company Interbay Funding Corp. HSBC Bank of Canada

ING Mortgage Broker Services Laurentian Bank Maple Trust MCAP Mortgage corp. MoneyConnect Home Lending National Bank of Canada

N-Brook ResMor Trust Company Scotia Express (Scotiabank) TD Canada Trust Wells Fargo Financial Xceed Mortgage corp.

 

   For more information or a free consultation - Please contact Larry Broadley at  519-238-5899 or toll free at 1-877-338-5899 or APPLY NOW

                           Click HERE for a complete and comprehensive Home Buyers Guide

                                       

The Mortgage Calculators

 

   Rent vs. Buy - Determine your best option!

 

   Prepayment Calculator - Calculate prepayments and their effects

 

   Mortgage Isolator Calculator - Isolate a variable in the determinants of a mortgage payment

 

Mortgage Analyzer Calculator - Calculate a payment and balance summary, and then see the results in an amortization schedule

 

Maximum Mortgage Calculator -  A quick way to calculate your maximum mortgage amount

 

 

PRIVACY POLICY

* Subject to certain guidelines

Rates/product subject to purchaser/property qualification and change without notice. E&OE. OAC.
© Copyright 2008 Larry Broadley. All Rights Reserved.

TM Trademark of Mortgage Intelligence Inc. ® Registered trademark of Mortgage Intelligence Inc.

HO Address:  2900-3300 Bloor Street West, 9th Floor Centre Tower Etobicoke ON M8X 2X9